How to choose your virtual bank card?
Posted: Tue Feb 11, 2025 8:32 am
Virtual cards have now become an increasingly sought-after tool for professionals. Having a professional bank card in dematerialized format makes it possible to simplify transactions while limiting the risks of fraud. Discover in this article the features sought in a virtual bank card, its advantages, as well as a comparison of the best offers on the market. Let's go 
Summary
The virtual card is a dematerialized card which allows you to pay for your chinese student data expenses directly from your phone;
There are several categories of virtual cards: the digital card, the independent or ephemeral virtual card;
The most popular virtual cards among professionals are offered by Indy , Mooncard , N26 , BforBank and Wise ;
The best ephemeral card depends on your needs and business type ;
Many virtual bank cards are free : compare the offers!
Did you know?
Your virtual card is free on Indy! You can open your 100% free pro account in just a few clicks
Open my pro account
A virtual card: what is it?
A virtual card is a dematerialized card used to make online payments on the internet or contactless in stores. Paying with a virtual card means not having to use a physical card. There are several types of virtual cards:
The digital card which is an exact copy of your physical bank card, in a dematerialized version;
The independent virtual card which is permanent (no limit on the number of purchases) and which has its own number, different from your physical card;
The ephemeral virtual card that can only be used for a single purchase.
The validity period of a virtual card may vary depending on the type of card and the establishment chosen.
A virtual card is stored on a phone and can be added directly to Apple Pay or Google Pay .
Comparison of the best virtual cards for professionals
More and more players are now offering virtual cards for businesses. This is the case for many traditional banks but also online banks and neobanks. Here is a selection of the best virtual bank cards, adapted to the needs of professionals.
Summary
The virtual card is a dematerialized card which allows you to pay for your chinese student data expenses directly from your phone;
There are several categories of virtual cards: the digital card, the independent or ephemeral virtual card;
The most popular virtual cards among professionals are offered by Indy , Mooncard , N26 , BforBank and Wise ;
The best ephemeral card depends on your needs and business type ;
Many virtual bank cards are free : compare the offers!
Did you know?Your virtual card is free on Indy! You can open your 100% free pro account in just a few clicks
Open my pro account
A virtual card: what is it?
A virtual card is a dematerialized card used to make online payments on the internet or contactless in stores. Paying with a virtual card means not having to use a physical card. There are several types of virtual cards:
The digital card which is an exact copy of your physical bank card, in a dematerialized version;
The independent virtual card which is permanent (no limit on the number of purchases) and which has its own number, different from your physical card;
The ephemeral virtual card that can only be used for a single purchase.
The validity period of a virtual card may vary depending on the type of card and the establishment chosen.
A virtual card is stored on a phone and can be added directly to Apple Pay or Google Pay .
Comparison of the best virtual cards for professionals
More and more players are now offering virtual cards for businesses. This is the case for many traditional banks but also online banks and neobanks. Here is a selection of the best virtual bank cards, adapted to the needs of professionals.