But if the debtor has disappeared after receiving the funds, it is impossible to reach him, then, unfortunately, the only way to resolve the conflict is to immediately go to court.
File a formal complaint.
You can try writing an official complaint and sending it to the borrower's place of residence. This way you will make it clear that you have not forgotten about the debt. It is better to talk about your intention to write a statement of claim.
File a claim in court.
The borrower has not contacted you within 30 days of receiving the claim? It's time to go to court. This is the most effective and efficient method.
You can apply to a court of general jurisdiction or a chile business email list magistrate's court. It is better to choose the second option, so the case will be considered in the nearest future.
Enlarge imageMagistrate's Court
It's better to go to court right away
The lender is issued a court order, which initiates enforcement proceedings. The case is transferred to the bailiffs, who will collect the entire amount from the debtor.
Collection procedure
To file a claim, you must provide the original receipt and other evidence of the transfer of funds, such as correspondence with the borrower, and pay the state fee.
If the debt amount is less than 500 thousand rubles, the trial can take place without the presence of the borrower. The judge considers the case and issues a court order. The creditor receives a writ of execution.
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