Extra short premium payment period of 2 years, providing ideal potential returns

[shapanqqccb]

The plan’s coverage period lasts until the insured is 138 years old and has a short payment period of 2 years, helping customers speed up their long-term financial planning. Customers can also flexibly choose US dollars, RMB or Hong Kong dollars as the policy currency according to their own needs and life plans. The plan provides guaranteed cash value, non-guaranteed value-added dividends and non-guaranteed terminal dividends to help customers increase their wealth and achieve financial goals.

At the end of the 20th policy year, the expected total cash value in the three policy currencies can exceed 300% of the total premiums paid [2] . If customers purchase a US dollar policy and pay premiums for 2 years at a time, the prepaid premiums can also enjoy a guaranteed preferential interest rate of 6.8% in the first year [3] .

2. There is no total upper limit on the lock-in rate, so australia whatsapp mobile phone number list we can seize the rising market trend.

The plan has a policy value lock-in option, and there is no total upper limit on the lock-in rate during the entire policy term [4], which is rare in the market [5] . It helps customers seize the rising market trend, lock in returns and earn non-guaranteed interest. Starting from the 10th policy anniversary, customers can flexibly use the policy value to apply to transfer part of the guaranteed cash value and non-guaranteed dividends to the policy value lock account, and can withdraw part or all of the value of the policy value lock account at any time to free up funds. More flexible.

3. Policy split function, flexible configuration of financial planning

The plan has a flexible policy allocation option. Customers can transfer part of the policy value to another policy unlimited times in the same policy year and throughout the policy term without paying handling fees [6] , allowing customers to Manage asset allocation more effectively and make policy allocation more suitable for your needs.