Be careful with your credit card

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Avoid lending money to relatives and friends
Of course, it all depends on the situation and the friend. The problem is that friends and relatives usually have more freedom and intimacy with us, which is not always a good thing when money is involved.

The person ends up not feeling worried about being in debt or being late with the payment. Time passes and many times the loan is forgotten. So it doesn't cost anything to be a little careful to avoid having these kinds of problems, right?

8.
Without a doubt, credit cards are one of the biggest villains in people's financial lives. Therefore, if cambodia mobile database you want to manage your money efficiently, you need to be careful with them.

What many people don't realize is that when you make a purchase with a credit card, you're actually creating a debt to pay off later. In the case of purchases divided into installments, it's a debt that will last a long time!

This is dangerous for two reasons. The first is that at the end of the day, you are only postponing a payment that should have been made at the time of purchase, losing control and focus of your investment, as this stimulates other short-term expenses.

The second reason is that the possibility of compromising your income in the coming months is high, and therefore, it can harm your future expenses that are essential, putting your situation in a scenario in which you will need to withdraw money from your reserves or incur a debt with interest on the card itself.

Remember that credit card interest rates are one of the highest these days, so your priority should be to avoid them.